Buying a first home is a really exciting time of your life and is a big step! For many people though it can seem a little complicated and confusing, so these are some of the key things to remember when buying your first property…
Get a Mortgage Offer Before You View any Properties – Once you have saved up your deposit, it is the time to visit a bank and get yourself a mortgage offer! This is important to do before you see any properties as then you are ready to go once you find a property that you like, and you also know how much you will be able to borrow and what the repayments for this will be.
Making an Offer – Once you have your mortgage sorted with, the bank you can view houses. You may take a while to find one that you like and don’t worry about doing more than one viewing of a property. When you find one that you like it is time to make an offer on the property – sometimes it is possible to negotiate a lower price.
The Legal Side -You will need a professional solicitor to take on the legal side of the buying process for you as well as a survey -someone like this building survey Manchester based company https://www.samconveyancing.co.uk/Homebuyers-Survey/Home-Buyers-Survey-Manchester will be able to help you with this.
Moving Day – Once the legal side is dealt with then a moving day will be agreed. This is the time to contact a removals company and start packing, ready for the big day!